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Manufactured Home

 

If you had a choice would you want to be with the #10 mobile home insurance company in the nation? #8? #4? Probably not. We are guessing if you had the choice you would want to go with #1. Perfect, because Foremost is the #1 market leader for mobile home insurance in the nation.

Foremost began insuring mobile homes over 55 years ago, knows the industry and is the top insurer of mobile homes in the nation, so why not go with the leader. We provide you with expertise in the industry, well beyond our competition and years of experience in handling claims for mobile homes. Lucky for you, J I Medina Investment's Insurance Agents can help you choose the right Foremost policy for your mobile or manufactured home, so you can enjoy your home while someone else takes care of the paperwork!

Our Mobile Home Insurance Has You Covered:

  • Comprehensive Coverage.

    This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.
  • Optional Replacement Cost.

    Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!
  • Agreed Loss Settlement.

    If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible).  No hassles.
  • Liability Coverage.

    This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
  • We Offer All The “EXTRAS!”

    • Additional Living Expenses
    • Trees, shrubs, plants and lawns
    • Debris removal
    • Emergency Removal Service and
      Emergency Repair after a loss
    • Credit card and check forgery
    • Fire Department service
    • Food spoilage coverage
  • Popular Coverage Options To Choose From:

    • Hobby farm or ranch liability
    • Identity fraud expense and management including monitoring
    • Incidental business liability
    • Personal injury
    • Water damage from sewers and drains
    • Earthquake coverage
    • Trip coverage when moving your home
    • Personal Liability coverage on additional residences
    • Scheduled Personal Property coverage
    • Replacement cost coverage (mobile home, other structures and personal belongings)